Welcome to the Finance Center at Warrenton Kia!

Picking the perfect Kia is exciting, but figuring out how to finance it is just as important. That’s where we come in. At Warrenton Kia, our finance team is here to make the process simple and stress-free. Whether you’re considering an auto loan, a lease, or a personalized finance package, we’ll work with you to find a solution that fits your needs and budget. Let’s make this journey as enjoyable as getting behind the wheel of your new car.

Auto Finance Vocabulary

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturers Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.

Pre-Approval Made Simple

Why wait? With our easy-to-use pre-approval tool, you can get qualified for a loan in seconds—without impacting your credit score. It’s quick, secure, and gives you a head start on driving home in your new Kia.

Trade In or Cash Out—It’s Up to You

Thinking about trading in your current car? Our trade-in tool gives you an instant estimate on its value, so you can plan your next steps with confidence. If you’d rather sell, we’ll make you an offer and get cash in your hands quickly. It’s all about making things convenient for you.

Current Incentives You’ll Love

Be sure to check out our offers and deals. From special financing rates to leasing opportunities and cashback options, there are plenty of ways to save on your next vehicle. These deals don’t last forever, so take advantage while they’re here!

Start Your Financing Journey Online

Ready to take the next step? Use our online financing application to begin the process. It’s fast, secure, and you can do it from wherever you’re comfortable. Once you’re approved, you’re one step closer to hitting the road in your new Kia.

Your Financing Partner in Warrenton, OR

At Warrenton Kia, we’re committed to helping you find a financing option that works for you. Not sure if you should buy or lease? We’ll explain the differences and help you decide what fits your budget and lifestyle. Take advantage of our easy to use online tools and swing by today at 801 SE Marlin Ave Warrenton, OR! Or if you want to chat, let’s explore your options together—you’ll be driving off in no time.